









88798 State Hwy 3, St. Maries, ID 83861
Embrace the North Idaho lifestyle with this rare RIVERFRONT gem on the St. Joe River! This updated 3-bedroom, 2-bath home sits on two separate lots with no HOA or CC&Rs, offering unmatched flexibility for living, renting, or expanding. Inside, you'll find a light-filled layout with an updated bathroom, cozy wood stove, and picture-perfect water views. Step out to the covered deck or gazebo to soak in the serene surroundings, or launch your next adventure from the grandfathered-in boat dock and swim/fishing dock--a true rarity on the river. The property also includes three full RV hookups and a attached studio with a private entrance, ideal for guest stays, Airbnb income, or a home office. Whether you're seeking a full-time home, vacation getaway, or income-producing investment, this one-of-a-kind property delivers privacy, potential, and postcard-worthy riverfront living.
Your point of contact
What's included
Interior Features
- Washer Hookup
- Dock
- Boat Slip
Appliances
- Refrigerator
- Dishwasher
- Microwave
- Washer
- Electric Dryer
- Electric Range
Heating
- Other
- Wood Stove
- Electric
- Wood
Education
- District
- St Maries JT - 41
School assignments are as reported in the listing. Boundaries and enrollment can change — verify directly with the school district.
Costs of ownership
- Annual taxes
- $917 (2024)
Run the payment
- Principal & interest
- —
- Property taxes
- —
- Insurance
- —
- HOA
- —
Fine-tune taxes, insurance & HOA
Estimates only — excludes PMI and utilities; your lender's numbers govern. Taxes prefilled from the listing record.
On the map
On the water
- Body of water
- St Joe River
Schedule a showing
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Ask about
88798 State Hwy 3, St. Maries, ID 83861.
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Comparable in this market
Listing information provided courtesy of the Coeur d'Alene Association of REALTORS® MLS (Coeur d'Alene MLS, Inc.). IDX information is provided exclusively for consumers' personal, non-commercial use.
Information provided by Coeur d'Alene Association of REALTORS®. Listings deemed reliable but not guaranteed. Buyer is responsible for verifying all material facts (square footage, lot size, zoning, school assignments, HOA dues, taxes). Not legal, tax, financial, or appraisal advice — consult the relevant professional.