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True Northwest Real EstateTrue Northwest Real Estate
(509) 999-1796 Talk to Todd & Sarah
Type Single Family
Year built 1939
Lot size 0.57 acres
MLS #26-4696
Source CDAR
◦ About this home

34406 State Highway 3, St. Maries, ID 83861

Huge views of Cave Lake with room to breathe. This lot is over half an acre and offers the feel of a much larger property, with open views across the water that extend the sense of space well beyond the property lines. The 1959 home has been taken down to the studs. 4 bedrooms, 2 baths, 2658 sq ft., full basement and a two car garage all ready to design a lake view home! Located between I-90 and St. Maries.

◦ The briefing

Studs-out project on Cave Lake with over half an acre and open water views

This is a renovation project, not a move-in. The 1939 home sits on a waterfront half-acre-plus lot along Cave Lake, taken down to the studs and ready to design from the inside out. At 2,658 square feet across four bedrooms and two baths, with a full basement and two-car garage, there is real room to work with, and the list price pencils out to about $141 per square foot before improvements. Note the practical gaps: no appliances, no heating system, and no listed finishes, so budget accordingly. Annual taxes run a modest $735.55, and the location falls between I-90 and St. Maries within the Kootenai 274 district.

  • Cave Lake waterfront
  • 0.57-acre lot
  • Studs-out renovation
  • Full basement
  • Two-car garage
AI-generated summary · 9/4/2026 · verify details against the listing data on this page
◦ Your agent

Your point of contact

True Northwest Group
Keller Williams Spokane
Licensed in Washington & Idaho. Todd Grubb — WA #101798 · Sarah Sears-Grubb — WA #121755 / ID #SP51585.

Listed by Rob Crump, The Real Estate Shop North Idaho · crumpsrealtors@gmail.com

◦ Features & amenities

What's included

Interior Features

  • Open Deck

Appliances

  • None

Heating

  • None
◦ Schools

Education

District
Kootenai - 274

School assignments are as reported in the listing. Boundaries and enrollment can change — verify directly with the school district.

◦ Financials

Costs of ownership

Annual taxes
$736 (2025)
◦ The monthly picture

Run the payment

Estimated monthly
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Principal & interest
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Property taxes
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Insurance
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HOA
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Loan term
Fine-tune taxes, insurance & HOA

Estimates only — excludes PMI and utilities; your lender's numbers govern. Taxes prefilled from the listing record.

◦ Location

On the map

◦ Waterfront

On the water

Body of water
Cave Lake
◦ See it in person

Schedule a showing

Tell us when works and we'll confirm a tour of 34406 State Highway 3, St. Maries, ID 83861 — usually within the hour during business hours. No automated follow-up chain; you'll hear from Todd or Sarah.

For day-of coordination
Preferred
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Schedule a showing

Ask about 34406 State Highway 3, St. Maries, ID 83861

Todd or Sarah will answer personally — one business day.
◦ About this home

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34406 State Highway 3, St. Maries, ID 83861.

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Listing information provided courtesy of the Coeur d'Alene Association of REALTORS® MLS (Coeur d'Alene MLS, Inc.). IDX information is provided exclusively for consumers' personal, non-commercial use.

Information provided by Coeur d'Alene Association of REALTORS®. Listings deemed reliable but not guaranteed. Buyer is responsible for verifying all material facts (square footage, lot size, zoning, school assignments, HOA dues, taxes). Not legal, tax, financial, or appraisal advice — consult the relevant professional.

$374,399 34406 State Highway 3, St. Maries, ID 83861